I noticed that account created from sms parsing auto adds a debit card to savings account by using last 4 digits mentioned in sms. But I see all UPI sms has savings account last 4 digits and debit card has no relationship with upi transactions. So this should not be considered as debit card transaction but a direct savings account transaction. And should get linked to account last 4 digits. Also there is no option to add savings account last 4 digits.

Sample sms: Debited Rs 53.00 from a/c X5535 on 21Aug26 08:25 via UPI to *********. Not you?Call 18004251199 -Federal Bank