Sbi credit card transactions not being read | Voters

Sbi credit card transactions not being read

Vineeth Gunda

Rs.*

𝗌𝗉𝖾𝗇𝗍 𝗈𝗇 𝗒𝗈𝗎𝗋 𝖲𝖡𝖨 𝖢𝗋𝖾𝖽𝗂𝗍 𝖢𝖺𝗋𝖽 𝖾𝗇𝖽𝗂𝗇𝗀 **** at SwiggyLimited on 07/05/26. 𝖳𝗋𝗑𝗇. 𝗇𝗈𝗍 𝖽𝗈𝗇𝖾 𝖻𝗒 𝗒𝗈𝗎? 𝖱𝖾𝗉𝗈𝗋𝗍 𝖺𝗍 https://sbicard.com/Dispute

Above is the template that was not detected.

May 7, 2026

Chetan Reddy Piduru

Thanks for the feedback. Can you please share sender as well ? 
Did you add account? If you did, is it manual or via app scan ? 
If manual, how did you add ?

Vineeth Gunda

Chetan Reddy Piduru attached is the sender, account was auto detected and very few transactions were read. And the read transactions are from different sender of sbi cards called "AD-SBICRD-S"

Chetan Reddy Piduru

Vineeth Gunda thanks Sms sender is number ? or something like AD-SBICRD-S ?

Vineeth Gunda

Chetan Reddy Piduru screenshot attached is the sms sender. Actually this is rcs not sms. Maybe thats the problem

Chetan Reddy Piduru

Vineeth Gunda oh ok may be RCS. I am adding logs in new buid. I will let you know once released. PLease share logs via email feedback option

Vineeth Gunda

Chetan Reddy Pidurucan rcs be read by the app? I'm 100% sure this is rcs

Chetan Reddy Piduru

Vineeth Gunda I will check this out. I am sure RCS read is not even close to sms read. I will work on it. Adding this to tech backlog.

Apart from RCS issue, do you see any other problems ?

Vineeth Gunda

Chetan Reddy Piduru nothing stopping the use of app but a couple of important things.

Credit card bill payments are not expenses because all the transactions in the bill are individually recorded and we record the bill as expense, it will be double counting. I right now classify it as transfer.
Investments are considered as expense in analytics. If you can add investment tile in addition to income expnse and saving that would be better
If i reject a account once, it can ask me once a month or simply say transactions of that account will be shown only after me manually activating the account again. Right now if i do any transaction from a previously rejected account it is asking for review of the account again.
In insights, when i marked something as expected that should not come again.

Chetan Reddy Piduru

Vineeth Gunda

Credit card bill payments are converted to transfer if there is a matching income transaction on the credit card. I am sharing screenshot. If thete is no income sms on credit card, it stays for review today and it can be manually marked as trasnfer from bank to credit card account.
I considered money to investment account as expense because we dont know if the investment is going to give profit or not. At the end of the day it is a debit transaction from an account. I will consider adding option for users to not show it.
When you say reject an account. Discard or ignore for now ? Discarded accounts should not be visible again even the transactions but ignored accounts will come back . I think of one scenario where we may add transactions from discarded accounts may be marked for review. I will check and fix
I will check this bug. Insight doesn't disappear immediately now. Are you getting the same on refresh ?

Photo Viewer

Photo Viewer